Car insurance is mandatory in Canada, regardless of whether you’re driving a personal vehicle or renting one. This is to ensure that in the case of any automobile accident, the driver can cover the cost of damages to people or property. For US drivers, in most cases, you are covered by the existing U.S car insurance coverage to drive in Canada.
However, it’s important to know about your individual policy to confirm whether your specific auto insurance company covers your car in Canada or not.
If you own a car or any other vehicle you must have car insurance.
Car insurance protects you from:
In some cases, those passengers who are involved in the accident and own an individual insurance policy must make a claim under their policy first.
The total coverage of your policy is the maximum amount of money the insurance company will pay you if you make a claim for a loss or an event covered by your policy. Your policy will outline the various areas it covers so it’s important to read this when you take the cover out so that you ensure you have the correct cover for your situation.